{"id":16610,"date":"2023-12-17T20:52:00","date_gmt":"2023-12-17T20:52:00","guid":{"rendered":"https:\/\/i2110.customerpreview.com\/?page_id=16610"},"modified":"2024-03-11T00:18:16","modified_gmt":"2024-03-11T00:18:16","slug":"life-insurance","status":"publish","type":"page","link":"https:\/\/mpfinancialservicesllc.com\/index.php\/life-insurance\/","title":{"rendered":"Life Insurance"},"content":{"rendered":"<div id=\"pl-16610\"  class=\"panel-layout\" ><div id=\"pg-16610-0\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-16610-0\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-16610-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-16610-0-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"0\" ><div class=\"hide-title panel-widget-style panel-widget-style-for-16610-0-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">HEADING<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-16702\" src=\"https:\/\/mpfinancialservicesllc.com\/wp-content\/uploads\/pexels-kampus-production-8441870dd-scaled.jpg\" alt=\"\" width=\"2560\" height=\"1097\" \/><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-16610-1\"  class=\"panel-grid panel-has-style\" ><div class=\"panel-row-style panel-row-style-for-16610-1\" ><div id=\"pgc-16610-1-0\"  class=\"panel-grid-cell\" ><div id=\"panel-16610-1-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"1\" ><div class=\"hide-title panel-widget-style panel-widget-style-for-16610-1-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">Shadow<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<h1>LIFE INSURANCE<\/h1>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-16610-2\"  class=\"panel-grid panel-has-style\" ><div class=\"panel-row-style panel-row-style-for-16610-2\" ><div id=\"pgc-16610-2-0\"  class=\"panel-grid-cell\" ><div id=\"panel-16610-2-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"2\" ><div class=\"panel-widget-style panel-widget-style-for-16610-2-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<h2>LIFE INSURANCE<\/h2>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-16610-3\"  class=\"panel-grid panel-has-style\" ><div class=\"panel-row-style panel-row-style-for-16610-3\" ><div id=\"pgc-16610-3-0\"  class=\"panel-grid-cell\" ><div id=\"panel-16610-3-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"3\" ><div class=\"panel-widget-style panel-widget-style-for-16610-3-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/mpfinancialservicesllc.com\/index.php\/tax-free-retirement\/\">TAX-FREE RETIREMENT<\/a><\/span><\/p>\n<p><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/mpfinancialservicesllc.com\/index.php\/debt-elimination\/\">DEBT ELIMINATION<\/a><\/span><\/p>\n<p><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/mpfinancialservicesllc.com\/index.php\/mortgage-protection\/\">MORTGAGE PROTECTION<\/a><\/span><\/p>\n<p><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/mpfinancialservicesllc.com\/index.php\/life-insurance\/\">LIFE INSURANCE<\/a><\/span><\/p>\n<p><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/mpfinancialservicesllc.com\/index.php\/business-insurance\/\">BUSINESS INSURANCE<\/a><\/span><\/p>\n<p><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/mpfinancialservicesllc.com\/index.php\/disability-income\/\">DISABILITY INCOME<\/a><\/span><\/p>\n<p><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/mpfinancialservicesllc.com\/index.php\/long-term-care\/\">LONG TERM CARE<\/a><\/span><\/p>\n<p><span style=\"color: #000000;\"><a style=\"color: #000000;\" href=\"https:\/\/mpfinancialservicesllc.com\/index.php\/education-funding\/\">EDUCATION FUNDING<\/a><\/span><\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><div id=\"pgc-16610-3-1\"  class=\"panel-grid-cell\" ><div id=\"panel-16610-3-1-0\" class=\"so-panel widget widget_sow-editor panel-first-child\" data-index=\"4\" ><div class=\"panel-widget-style panel-widget-style-for-16610-3-1-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<div class=\"vc_col-sm-6 wpb_column vc_column_container\">\n<div class=\"vc_column-inner\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column\">\n<div class=\"wpb_wrapper\">\n<p><img loading=\"lazy\" decoding=\"async\" class=\" wp-image-16741 alignright\" src=\"https:\/\/mpfinancialservicesllc.com\/wp-content\/uploads\/life-insurance.jpg\" alt=\"\" width=\"535\" height=\"356\" srcset=\"https:\/\/mpfinancialservicesllc.com\/wp-content\/uploads\/life-insurance.jpg 555w, https:\/\/mpfinancialservicesllc.com\/wp-content\/uploads\/life-insurance-300x200.jpg 300w, https:\/\/mpfinancialservicesllc.com\/wp-content\/uploads\/life-insurance-272x182.jpg 272w\" sizes=\"auto, (max-width: 535px) 100vw, 535px\" \/>There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance.<\/p>\n<p>Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the \u201cterm\u201d) and generally pays a benefit only if you die during the term. This type of insurance often makes sense when you have a need for coverage that will disappear at a specific point in time. For instance, you may decide that you only need coverage until your children graduate from college or a particular debt is paid off, such as your mortgage.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<div class=\"vc_col-sm-12 wpb_column vc_column_container\">\n<div class=\"vc_column-inner\">\n<div class=\"wpb_wrapper\">\n<div class=\"wpb_text_column\">\n<div class=\"wpb_wrapper\">\n<p>In contrast, permanent insurance provides lifelong protection. As long as you pay the premiums, and no loans, withdrawals or surrenders are taken, the full face amount will be paid. Because it is designed to last a lifetime, permanent life insurance accumulates cash value and is priced for you to keep over a long period of time.<\/p>\n<p>It\u2019s impossible to say which type of life insurance is better because the kind of coverage that\u2019s right for you depends on your unique circumstances and financial goals.<\/p>\n<p>But remember, the best way to figure out the amount and type of life insurance that makes sense for your particular situation is to meet with a qualified life insurance professional.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n<\/div><\/div><\/div><div id=\"panel-16610-3-1-1\" class=\"so-panel widget widget_sow-button panel-last-child\" data-index=\"5\" ><div class=\"panel-widget-style panel-widget-style-for-16610-3-1-1\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-button so-widget-sow-button-atom-659f6c557cc0-16610\"\n\t\t\t\n\t\t><div class=\"ow-button-base ow-button-align-left\"\n>\n\t\t\t<a\n\t\t\t\t\thref=\"https:\/\/mpfinancialservicesllc.com\/index.php\/contact-us\/\"\n\t\t\t\t\tclass=\"sowb-button ow-icon-placement-left ow-button-hover\" \t>\n\t\t<span>\n\t\t\t\n\t\t\tContact Us\t\t<\/span>\n\t\t\t<\/a>\n\t<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pg-16610-4\"  class=\"panel-grid panel-has-style\" ><div class=\"siteorigin-panels-stretch panel-row-style panel-row-style-for-16610-4\" data-stretch-type=\"full-width-stretch\" ><div id=\"pgc-16610-4-0\"  class=\"panel-grid-cell\" ><div id=\"panel-16610-4-0-0\" class=\"so-panel widget widget_sow-editor panel-first-child panel-last-child\" data-index=\"6\" ><div class=\"hide-title panel-widget-style panel-widget-style-for-16610-4-0-0\" ><div\n\t\t\t\n\t\t\tclass=\"so-widget-sow-editor so-widget-sow-editor-base\"\n\t\t\t\n\t\t><h3 class=\"widget-title\">footer<\/h3>\n<div class=\"siteorigin-widget-tinymce textwidget\">\n\t<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone wp-image-11837 aligncenter\" src=\"https:\/\/mpfinancialservicesllc.com\/wp-content\/uploads\/z-the-footer-bottom.jpg\" alt=\"\" width=\"1914\" height=\"164\" \/><\/p>\n<\/div>\n<\/div><\/div><\/div><\/div><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>LIFE INSURANCE<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"templates\/template-full-notitle.php","meta":{"footnotes":""},"folder":[],"class_list":["post-16610","page","type-page","status-publish","hentry","post"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - 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